888-284-6638

Avoid Foreclosure,
Stay In Your Home

We work with thousands of homeowners to help them stop the foreclosure process and stay in their homes.

Say Goodbye To The
Stress of Losing Your Home

Our mission is to help families – just like yours – stay in their homes. We’ll work hand-in-hand with you to help you understand our process and how we can stop the foreclosure process on your home. There are never any out-of-pocket fees and we won’t pressure you into something that you’re not comfortable with.

How it Works

Quick Close

We typically close on your home and stop the foreclosure process in 7-10 days. And you can keep living in your same home for 5 years.

Stay in Your Home

No need to move and start over. Pay only a small monthly to cover maintenance and other fees (typically $200 per $100k in home value) and stay in your home.

Save Your Credit

A foreclosure will damage your credit and can stay on your credit report for up to 7 years - preventing you from buying another home.

Keep Your Home

At the end of 5 years, you will have the option to buy your home back, at today's value. Any earned equity between now and then is yours to keep.

What Our Customers Are saying

It was impossible for us to make all of our mortgage payments because the economy took a huge hit. My family was weeks away from losing our home to the bank. Thanks for stopping the foreclosure process for us and keeping us in our family home. – Nina J.

Is Home Guardian right for you?

Frequently Asked Questions

We currently operate in all 50 states. However, there are many rural areas that we are currently unable to service. The best way to find out if we service your area is to fill out an application. 

We work with single family homes, condos, townhomes. We are unable to work with mobile homes, raw land, commercial property, and multi-family units at this time.

In the simplest terms, your home’s equity is the difference between how much your home is worth and how much you owe on your mortgage. If you have more than one mortgage (a second or third mortgage), it’s the difference between what your home is worth, (it’s appraised value) and the sum of what you owe on all the mortgages.

You can have your property appraised of it’s value or you can estimate it’s value at what you paid for it.  It may have more value than what you purchased it for if you have been in your home for several years.  The appraised value less the sum of what is still owed on the home is your ‘Equity’.  Lenders often appraise the value by reviewing the sales price of comparable (comps) homes that have recently sold in your neighborhood.

We generally work with homeowners of single family homes that have a minimum value of $250,000 and at least 50% equity. 

Yes, at the end of 5 years you have the first option to repurchase your home from us at the same price we purchased the home from you, regardless of any earned equity. Any earned equity is 100% yours to keep if you decide to repurchase your home.

You are under no obligation to repurchase your home.

No. We don’t perform any foreclosure consulting services and we don’t charge or receive any upfront fees for foreclosure services.